800-Plus Credit Score: How to Make the Most of It - Investopedia. 820 Credit Score: Is it Good or Bad? - Experian. What Is a Good Credit Score? | C. Credit Reports and Scores | USAGov. The Perfect Credit Score: Understanding the 850 FICO Score. Credit Scoring: FICO, VantageScore & Other Models - D. What an 820 Credit Score Means: Benefits, Stats & Tips. 840 Credit Score: Is it Good or Bad? - Exp..